Construction Cash Management Account
Beam Balance: A High-Yield Account for Fast, Reliable Payments
Earn 2.5% APY1 and transfer funds at your convenience.
Trusted by hundreds of contractors
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Protect Your Money
Eligible for FDIC insurance up to $250,000.
Accelerate Transactions
Transfer funds in/out in one business day.
Maximize Savings
No account minimums or monthly fees.
Secure, reliable and convenient
Secure & reliable cash management
Funds are eligible for FDIC pass-through insurance up to $250,000.
Transfer funds online in just one business day, with no restrictions.
Faster payments
Send and receive payments faster
The Beam Balance is more than just a cash management account—it speeds up payments for you and your subcontractors, and works seamlessly with the Beam Card.
- Card payments in one business day
- ACH bank transfers in 1-2 business days
- Pay your Beam Card balance from the Beam Balance
Instant support from real humans
Don't get stuck on hold. Get support from dedicated Beam experts.
Live chat
Talk to the team on our website or application.
Phone
Speak to an expert during business hours.
Expect a fast, human response.
Frequently Asked Questions
What is the Beam Cash Management Account?
Is the Cash Management Account FDIC-insured?
Is there a minimum balance to earn interest?
How fast can I access my money?
Is the Cash Management Account included in Beam’s pricing?
Time is money. Save both.
Join hundreds of contractors that trust Beam to organize project finances and stay on budget.
