The checking account designed for construction

Earn 2.5% APY1 and transfer funds at your convenience.

  • FDIC-insured up to $250,000
  • Transfer funds in/out in one business day
  • No account minimums or monthly fees
Secure, reliable and convenient

Secure & reliable banking

Your deposits are FDIC-insured up to $250,000 with our partner bank, Evolve Bank & Trust.

Transfer funds online in just one business day, with no restrictions.

Faster payments

Send and receive payments faster

The Beam Balance is more than just a bank account—it speeds up payments for you and your subcontractors, and works seamlessly with the Beam Card.

  • Card payments in one busines day
  • ACH bank transfers in 1-2 business days
  • Pay your Beam Card balance from the Beam Balance

Instant support from real humans

Don't get stuck on hold. Get support from dedicated Beam experts.

Live chat

Talk to the team on our website or application.


Speak to an expert during business hours.


Expect a fast, human response.

Time is money. Save both.

Join hundreds of contractors that trust Beam to simplify their construction financials.

The Beam application on a phone.